Adverse/Bad Credit

Here at Bankrupt Vehicles Sales & Finance Ltd., our goal is to help people with adverse (bad) credit get on the road again! We provide the car and finance, and allow cheap weekly payments.

Due to our wide range of cars available, we can potentially cover all eventualities – from the best-of-the-best credit rating, down to people who have found it difficult to get approval.

Even if you have a less than perfect credit history, we are here to make things easier. Simply Apply Online to get the process started!

Maybe you feel your credit is a bit better and would like to apply for a different type of vehicle? If so, please apply through here.

Supporting documents:

Please remember to email info@maxamise.co.nz with your supporting documents. The supporting documents required are:

1. Copy of full application (to be completed)
2. Copy of your two latest payslips
3. and/or copy of your WINZ breakdown
4. Proof of address, i.e. your phone bill or your power bill – If you are in a Housing Corp home we prefer the front page of your tenancy agreement as proof of address
5. Latest 30 days of bank statements
6. Copy of your driver’s license and or your passport (we must have photo ID)
7. Employment details (if applicable)

We try to make the process easy, but at the same time we are mindful that your budget has to allow for the costs of running and maintaining the vehicle that we supply, not just the weekly loan repayment.

All vehicles must be insured, we are able to arrange cover in most instances.

Furthermore we acknowledge that your circumstances may change from time to time so please keep us updated on changes that may affect your ability to service your loan with us.

If things are becoming difficult for you to make your payments we would rather that you contact us and make a payment arrangement than not – which may lead to repossession of your vehicle.